Administrative Users

• Prohibit the use of “shared” usernames and passwords for eBanking.

• Limit administrative rights on users' workstations to help prevent the inadvertent downloading of malware or other viruses.

• Dedicate and limit the number of computers used to complete online banking transactions; do not allow Internet browsing or e-mail exchange and ensure these computers are equipped with latest versions and patches of both anti-virus and anti-spyware software.

• Delete online user IDs as part of the exit procedure when employees leave your company.

• Assign dual system administrators for online cash management services.

• Use multiple approvals for monetary transactions and require separate entry and approval users.

• Establish transaction dollar limits for employees who initiate and approve online payments such as ACH batches, wire transfers, and account transfers.