Mortgage Loan
Application Checklist
Personal & Employment Information
Your social security number.
Names and addresses of all employers for the previous two years.
Employer(s) fax number(s) OR email address for verification of employment.
W-2s from previous two years and most recent pay stub(s) for the previous 30 days, showing year-to-date earnings.
Previous two years of federal tax returns.
If self-employed, provide previous two years of business returns, year-to-date profit-loss statement.
If receiving pension, social security or other fixed income, provide a copy of the award letter.
Court ordered documentation verifying child support income and/or alimony income.
Assets
Most recent bank statements on all deposit accounts for 3 months period. Statements MUST include names and account number(s).
Most recent quarterly statements showing all stocks, bonds, and other securities showing current market value and account numbers.
Other real estate you own: include addresses, current market value, current balance, annual taxes, insurance, plus leases. If your current home is pending sale, please provide a copy of the sales agreement. If your home is already sold, please provide verification of the settlement statement.
Purchase Information
Sales contract or accepted purchase offer with any amendment(s) or counteroffer(s) signed by all parties.
Proof of cleared down payment check, if applicable.
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loan options to choose from:
Bridge Loan | First Time Home Buyer | Construction Loan
Conventional Loan | Home Equity Loan
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FDIC
NMLS ID# 410748